Before your baby’s arrival, please take a few moments to understand your covered benefits. While our staff will review with you your policy benefits, it is of utmost importance that you go over the policy to familiarize yourself with the plan benefits and coverage. Some insurance companies do not cover or have very limited well baby care. Also, the pediatrician’s fees for your newborn are separate from hospital charges. Be sure to ask all the important questions regarding newborn hospital care and the pediatrician’s well baby care office visits.
Once your baby arrives, your physician is notified by the hospital, at which time the doctor will visit you and your newborn for an in-hospital admit newborn exam. Exams are usually done each day you and the baby are in the hospital. Discharge is arranged after hospital documents are completed by the physician.
We know that this is a very exciting and busy time for you, but it is important that soon after the baby is born, parents call their insurance company to add the baby to the policy. Most insurance companies allow only 30 days for this process. If, after 30 days the baby is not placed on the policy, it then becomes the parents responsibility to pay all charges within 60 days after birth.
Our office also will contact your insurance company to verify benefits. We will then apply all benefits reported. All out-of-pocket deductibles or any non-covered services that are not covered under the plan on your newborn are due at the time services are provided.
For your convenience, we do accept Visa, Mastercard, Discover, and American Express. Our business staff will assist you should you have any questions regarding the above policies.